Okay I had a look at your definition "I personally reserve the term for someone like Cuban - an average guy who succeeds by hard work and good ideas."
No offence but this does not make sense. Iverson had a good idea and worked hard. I don't do economics but I know that if you are incredibly talented and you are prepared to work hard on your talent, then go for it.
Now you tell me if you were in Iverson's shoes, which is the good idea:
1. Play the game you love, get to Georgetown on a scholarship because of it, and get paid mega-millions for it.
2. Try to start up an IT business, but fail because of the lack of computer knowledge in the ghetto.
Iverson fits both of your criteria of 'hard work' and having a 'good idea.' Iverson was not helped by his poor situation, surely Iverson still could have done it if he was 'normal' like Cuban was.
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