If what is preventing DHoward and CP3 signing with the Mavs is the guarantee 5th year, can these guys with the money saved in state taxes find an insurance underwriter to write them a nice policy to guarantee the 5th year income in case they get hurt. it make more sense to sign consecutive 4 years contract that give themselves an opportunity to decline in the 5th year and leave a lot of dough on the table in the next contract....just thinking outside the box.
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