Quote:
Originally Posted by Mavdog
people pay a premium, and they get coverage in case of a claim. if you believe that is a "socialist redistribution welfare scheme", then we've got a bunch of "socialist redistribution schemes" in operation today masquerading as insurance companies.
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There's a very big difference between socialist redistribution schemes and insurance companies.
What insurance companies do first and foremost is discriminate. They discriminate between healthy and unhealthy, between the old and the young, between those with and those without medical conditions.
As I read your comments, I invariably get the impression that you believe discrimination by insurance companies is a problem to be solved.
The 'fix' as you suggest seems to involve a great deal of central planning by the state in order to arrive at a system where
each pays according to his ability and receives according to his needs. The reason I call this a socialist redistribution scheme is not to hype some bogeyman, but instead because it's the most accurate description I can think of.