[wmbwinn]

ok, I have given you everything I said I would except for the issue of going back to Clinton to show that the changes in Freddie/Fannie began then which changes started putting people in houses who couldn't afford them.

I'll find that also


But, I'm going to bed now.

I don't drop by here every day. But, I'll come back and finish the research you said I couldn't find.

I'll show you the rest of the data to support my views.

But, for now, I am sure you learned some things that you didn't know even if you won't admit that you did.

and, Chum, nothing about this is racial in any sort of sense. a disproportionate share of some races are poor. But, the arguement is not about race. the arguement is about putting people in houses they can't afford.

and, the big problem was not even with poor people. the big problem was the side effect. Government wanted to put poor people in houses and so they changed the credit rules to make it happen.

people who were better off used the same rule changes to move into houses they couldn't afford. the real problem is the middle class that tried to move up to a higher income neighborhood. It was the guy making 60K who took a house worth 600K that caused this mess.

It was not the guy making 20K buying a 40K house. But, the problem started with changing the rules.

You seem to think I am a racist pig. Really, I am not.