I think I'm going to have to go through the charity route since I'm a fulltime student with no income, no insurnace, and of course school loans (I'm in the process of drafting a letter). I spoke with a lawyer and he basically said I don't have much of case due to the fact that you can no longer sue an ER for negligence (due to the passage of Proposition 13 in 2003). It's amazing how ridiculous some laws can be..
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