The evil plan of republicans for social security

[dude1394]

It's hard to say capital. In some respects if you think the guv is going to give you medicare/ss when you retire then some folks might consider that adequate. I do not, but I also have the wherewithal to allow the government to take 12% from me and my employer and still have extra dollars to put away.

To be honest as well, the rise of an investor class has made financial advice, vehicles (different mutual funds, indexes, other lifestyle mixes) more prevalent. My company's 401K for example has 5 funds based on my expected work time. I could easily not think about a thing, put dollars in those funds and mitigate my risk as I approach retirement. I see no reason why the government will not have the same and probalby less choices in some respects as there would not be the ability to isolate my investments into company stock as I can now.